Overdraft Line of Credit Account
CCB understands accidents and oversights happen. That’s why having our Overdraft Protection LOC comes in handy. It covers transactions that exceed your account balance, making banking easier and stress free.
How it works:
Applying is simple. Click on the application methods below:
2nd Link your Account
Once approved, choose which CCB account you would like to link to your Overdraft Protection LOC so funds will be transferred automatically if you overdraw your account.
Other Ways to avoid Overdraft/Returned Item Fees:
Overdraft Coverage vs. Overdraft Protection LOC
Remember, Overdraft Item Fee/Returned Item Fee coverage and Overdraft Protection LOC are different. At Coffee County Bank, the terms Overdraft Item Fee/Returned Item Fee refer to how we will handle transactions for your account. If a transaction takes your Available Balance negative, we look to your overdraft coverage to decide how we will handle the transaction. Coffee County Bank may authorize and pay overdrafts for these types of transactions for a fee:
We will not charge and will pay overdrafts for these types of transactions
Each overdraft item we pay on your behalf may be subject to “Overdraft Item Fee” fees. Each item we return may be subject to “Returned Item Fee”.
Please see your Additional Service and Fee Disclosure for more information.