Personal Checking Accounts

Regular Checking

Non-interest bearing account

  • Minimum Opening Balance: $100.00
  • Monthly Service Charge: If your balance falls below the following amounts anytime during the statement cycle the following fees will occur:
    • $500.00 or more             No Charge
    • $400.00 to $499.99         $4.00
    • $300.00 to $399.99         $5.00
    • $0.00 to $299.99             $6.00
  • To avoid monthly service charges: Maintain a minimum daily balance of $500.00, or receive a monthly direct deposit, or be a full time student under 25 years old, or a customer over the age of 62.
  • First Issue ATM/MasterCard® Debit Card: No Charge
  • Free Online Banking and Bill Pay
  • Popmoney® Available

Coffee Club Checking

Non-interest bearing account 

  • Minimum Opening Balance: $100.00
  • Monthly Service Charge: $8.00
  • Free Coffee Club Checks
  • Free Money Orders/Cashier Checks (up to 6 per month)
  • Free Accidental Death/Dismemberment Insurance $10,000 coverage*
  • Discount of $3.00 on any size of Safe Deposit Box Rentals
  • First Issue ATM/MasterCard® Debit Card: No Charge
  • Free Online Banking and Bill Pay
  • Popmoney® Available
*The AD&D insurance offered with this account is not a deposit product and is not FDIC or federally insured or guaranteed by the bank.

NOW Checking*

Interest bearing account

  • Minimum Opening Balance: $1000.00
  • Monthly Service Charge: $8.00
  • To avoid a monthly service charge: Maintain a minimum daily balance of $1,000.00 per statement cycle.
  • First Issue ATM/MasterCard® Debit Card: No Charge
  • Free Online Banking and Bill Pay
  • Popmoney® Available
  • Rates
*This account is available to individuals, governments, and not-for-profit organizations.
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