Business Checking Accounts  

Small Business Checking*

  • Minimum Opening Balance: $100.00
  • Monthly Service Charge: $8.00
  • To avoid monthly service charges: Maintain a minimum daily balance of $2,500.00 per statement cycle.
  • Excessive items for deposit (greater than 75 items per month) will have a fee of $0.10 per item.
  • Excessive checks paid (greater than 50 checks per month) will have a fee of $0.10 per check.
  • First Issue ATM/MasterCard® Debit Card: No Charge
  • Free Online Banking
* This account will not be on account analysis and charges will be assessed monthly.

Commercial Checking**

  • Minimum Opening Balance: $100.00
  • Monthly Service Charge: $8.00
  • Each check written on account: $0.20
  • Each deposit posted to account: $0.30
  • Each Local (Local Federal Reserve District) check deposited: $0.06
  • Each Foreign (Non-Local Federal Reserve District) check deposited: $0.08
  • First Issue ATM/MasterCard® Debit Card: No Charge
  • Free Online Banking
** Earnings Credit will be based on an average collected balance using the 90-day T-Bill rate adjustable at our discretion, and subject to change without notice. This account is eligible for FDIC Insurance at a rate of 0.001917 per $100.00, based on average ledger balance and subject to change without notice.

 

Unlawful Internet Gambling Enforcement Act of 2006

This notification is provided pursuant to the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG. The Act prohibits any person engaged in the business of betting or wagering from knowingly accepting payments in connection with the participation of another person in unlawful Internet gambling. As an accountholder, these restricted transactions are prohibited from being processed through the account or relationship with us. If you engage in an Internet gambling business you can not open or maintain this type of business account with us.

 

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